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Date
Credit Bureau (for Credit Bureau address see below)
123 Street
Anywhere, US 12345
Enclosed is a copy of my bankruptcy schedules and discharge papers. Please correct the following to show a zero balance and zero past due balance:
1. Name of Account / Account Number
2. Ect...
The following accounts are not being reported correctly on my credit file:
1. Name of Account / Account Number - This account does not belong to me. (or whatever the case may be)
Thank You for your prompt attention in this matter.
Sincerely,
John Doe
cc federal trade commission
_________________________________________________________________
Address to the three bureaus:
Experian
P.O. Box 2002
Allen, TX 75013
Equifax / CSC Services
P.O. Box 619054
Dallas, TX 75261
Trans Union
P.O. Box 2000
Chester, PA 19022
(Don't forget to send via Certified mail)
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